Here’s a question: what do you get when you combine todays unpredictable times with the ever rising hospital fees?
Here’s another one: How do you not get bankrupt? Well there are two possible solutions to this question; one would to not get sick ever (which is quite impossible unless of course you’re Superman) or you could get a health insurance. With the times being what they are and the medical bills skyrocketing faster than Apollo 11, health insurance is an absolute necessity for anyone who isn’t Superman. It is equally important to choose the best possible insurance company for your needs so here are the top ten Health insurance companies from around the world.
Top Ten Health Insurance Companies
If you’re still looking for the best insurance company for yourself, keep reading to find the list of top rated insurance companies.
1. BlueCross BlueShield
BlueCross BlueShield is among the top health insurance companies. One in every nine Americans is insured by WellPoint which is known for its 360-degree Health programs. Blue cross blue shield customers will find many good options for reasonably priced health insurance plans with easy ways to add dental, vision, life and other insurance as well. WellPoint is headquartered in Indianapolis, Indiana. Well Point is an independent licensee of the Blue Cross and Blue Shield Association and the serving members operate in 12 states including Nevada, Wisconsin, New Hampshire Colorado, New York, Virginia and California.
One of the most dedicated health insurance companies in the world, Aetna was founded in 1853 in Hartford, Connecticut and is considered to be the one of the oldest insurance companies in America. Being an expert health care company, with an upright status, they deliver aids in 50 states and have almost 18 million medical associates working under them. They boast of a wide variety of traditional and consumer directed health care insurance goods along with allied facilities, healthcare, dental, pharmaceutical, group life, disability insurance and employee benefits, with medical managing abilities. Aetna is also associated with almost all of the Fortune 100 companies.
3. United HealthCare
A one-stop source for all health insurance needs, United Health is a versatile and well managed health care company established in Minnetonka, Minnesota, U.S. United HealthCare is a part of UnitedHealth Group, the largest single health carter in the U.S. With annual proceeds of over $90 billion, it provides products and services to over 70 million Americans. It ranks at no. 17 among the Fortune 500 companies in the United States. UnitedHealth Group offers a wide spectrum of products and services through their two operating businesses: United Health care and Optum.
4. Kaiser Permanente
Kaiser Permanente is among the most well respected insurance firms in the USA and offers a wide variety of insurance plans to its customers. Some might consider their services a bit overpriced, but Kaiser Permanente offers a pretty good selection of high quality insurance plans. The company also offers a database of over 40,000 health related searchable topics. Currently Kaiser Permanente has over 8.9 million health plan members and over 14,500 physicians under their employment.
5. Molina Healthcare
The number five in our list of the top ten Health insurance companies, Molina Healthcare came into existence in 1980. The company provides quality and cost-effective Medicaid-related solutions. They meet almost all the health care requirements of low-income families and individuals and also assist state agencies in Idaho, Louisiana, Maine, New Jersey, West Virginia, and drug rebate administration services in Florida. Currently they have approximately 1.8 million members in their health care plans. They are also the recipients of the 2011 Alfred P. Sloan Award for Business Excellence in Workplace Flexibility.
6. Celtic Healthcare
Located in Pennsylvania, Celtic healthcare has always dedicated itself to providing innovative healthcare to their patrons. They offer a wide range of healthcare plans to suit all pockets and have maintained their presence in 34 states. Celtic healthcare plans make it easier for their customers to add other insurance plans like life, vision or disability to their existing plan. Celtic Healthcare tries to provide delivers extraordinary customer communication and enhances the quality of life for our patients and their families.
7. Assurant Health Insurance
Earlier the company used to known as Fortis, Assurant is the best option if one is looking for a short term insurance plan. It is currently the only leading brand for short–term health insurance plans for individuals and families. They also help in aiding the health requirements for low income groups with short and beneficial policies. Assurant healthcare covers 44 states and provide policies for as short a time period as 30 days and as long as 180 days. They also offer some good bargains for economical health insurance plans.
8. Humana Health Insurance
Humana is one of the top insurance providers, serving and approaching its customer for over 50 years. The company is an American managed health care company with over 11.1 million customers in the US alone. The company was established in Louisville, Kentucky with a large network that includes 544,000 physicians and 4,000 hospitals. . Humana finished more than 21 of its purchases from 1994 to 2012 and also has quite well-organized online services that make it easier to find providers who offer discounted rates.
Cigna headquartered in Bloomfield, Connecticut, US, is a global health services organization on a mission to look after their customer’s well-being, comfort and give them a sense of security. CIGNA is currently functioning in 30 countries with over 70 million customers. CIGNA’s history goes back more than 125 years of providing Medicare and Medicaid products with health insurance coverage to individuals in the U.S.
Altius, with its home in Bethesda, Maryland, USA, the Company has been known by many of the business awards. Over the years the company has devoted its efforts, time and money in bringing employers, benefactors, and members together to improve their products and the facilities that they offer. The company is active in 22 states and offers a large collection of low-cost health insurance offerings for low-income groups.